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Personal Loans - Flexible Personal Finance for Home Improvements, Holidays & More

Personal Loans - Flexible Personal Finance for Home Improvements, Holidays & More

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At Dobies Cumbria Finance, we believe everyone deserves a little extra flexibility in life.

Whether you're planning a new kitchen, home renovation, or a well-earned holiday, we’re here to help with affordable personal loans designed around your needs.

Is a Personal Loan right for you?

We offer unsecured personal loans with:

  • Borrowing amounts from £1,000 – £20,000

  • Flexible terms from 1 to 7 years
  • 9.9% APR (subject to terms and conditions)
  • Fast approval – funds could be paid within 2 working days

What You'll Need to Apply

Before applying for a loan with Dobies Cumbria Finance, please ensure you:

  • Are aged 18 to 80
  • Can provide 3 years of address history
  • Have a valid email and mobile number
  • Can submit a copy of photo ID
  • Provide net monthly income (take-home pay after tax and deductions)
  • We will perform a credit check as part of the application to assess your eligibility.

Need Help?

If you have any questions, don’t hesitate to reach out:

Email: finance@dobiescumbria.com

Call: 01900 871234

We’re here to make the process easy, local, and stress-free.

 

Apply today online or speak with our finance team to find the best deal for your finance deal.

 

Dobies Cumbria Finance Limited is authorised and regulated by the Financial Conduct Authority. Finance subject status and acceptance.

Registered Office: Dobies Business Park, Lillyhall West, Workington, Cumbria, CA14 4HX

Registered Company Number: 08439091

Dobies Cumbria Finance are registered as a data controller with the Information Commissioners Office and our registration number is Z1383897X. View our privacy policy here.

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Copyright © 2025 Dobies Cumbria Motors Ltd. All Rights Reserved.
VAT Number - 847 9480 72 | Company Number - 05291685 | FCA Number - 688096

Finance Example: Peugeot - 308 1.6 Hybrid Allure Premium 5dr e-EAT8, Duration of Agreement 36 Months, Finance Product Personal Contract Purchase, Vehicle Price £25,950.00, Customer Deposit £6,000.00, Total Deposit £6,000.00, Balance to Finance £19,950.00, Total Charge For Credit £5,674.85, Total Amount Payable £31,624.85, Monthly Payments £420.71, Optional Final Payment £10,775.00, Contract Length 36 Months, APR 12.9% APR, Interest Rate (Fixed) 12.31%, Mileage per annum 10,000, Excess Mileage Charge 12.50ppm, Cash Price Inc VAT £25,950.00

Dobies Cumbria Motors Limited is authorised and regulated by the Financial Conduct Authority (FCA) (our registration number is 688096) as a credit broker who work with a panel of lenders to offer finance options to customers, however our primary business is to sell and repair vehicles. To be clear we are not a lender and do not offer advice or any recommendations, we only introduce you to a limited number of finance lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor and we may act in our own commercial interests. Our panel of Lenders include Dobies Cumbria Finance Ltd, Evolution Funding Ltd and Stellantis Financial Services Limited.

Unless we consider it to be inappropriate given your personal circumstances or for certain vehicles our approach is to introduce you to Dobies Cumbria Finance Ltd for used vehicles and Stellantis Financial Services Ltd for new cars. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required. Rate may vary from the original proposal depending on your credit score, the vehicle, the amount to borrow or the level of deposit.Registered Address: Dobies Business Park, Lillyhall West, Workington, Cumbria, CA14 4HX.

We try our hardest, but errors do occur sometimes. All vehicle information, images and specifications included may not be correct and are for illustration purposes only. All new and used car information is provided by CAP. The actual specification of a vehicle at the time of purchase may differ from that listed above and should be clarified at the time of your purchase. Any offers or prices are subject to change and do not constitute an offer to sell. Depending on the age of the vehicle, MPG and CO2 may be quoted using either NEDC or WLTP testing standards. Figures are provided for comparison purposes. Fuel consumption under real world driving conditions and the CO2 produced will depend upon a number of factors, including any accessories fitted after registration, variations in driving styles, weather conditions and vehicle load.

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