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Representative Finance Example

Representative Example - Personal Contract Purchase
48 Payments of
£299
Optional Final Payment
£13,972.50
Cash Price
£30,495.00
Deposit
£8,512.89
Total Term
49
Total Credit
£21,982.11
Total Payable
£36,837.39
Fixed Rate of Interest (annum)
4.61%
Representative
8.9% APR
Excess Mileage (pence per mile)
9p
Annual Mileage
8,000

Options available at the end of a PCP | 1. Buy the car - by paying the Final Payment, 2. Hand the car back - this will be subject to the expected mileage and condition of the car, 3. Part exchange for a new car using any of the car’s equity towards your next deposit

VAUXHALL MOKKA HATCHBACK SPECIAL EDITIONS

1.2 Turbo 136 Griffin 5dr
£345 per month
Mokka 1.2 Turbo Petrol...
x 1
Initial Rental £345 | Term 48 months
Gearbox:
Manual
Fuel Type:
Petrol
Engine Size:
1.2L
CO2:
124 g/km
Standard Tax:
£200
More Details

VAUXHALL MOKKA ELECTRIC HATCHBACK

207kW GSe 54kWh 5dr Auto
£449 per month
Mokka Battery Electric...
x 1
Initial Rental £449 | Term 48 months
Gearbox:
Automatic
Fuel Type:
Electric
Engine Size:
0.0L
CO2:
0 g/km
Standard Tax:
£200
More Details

MOKKA - 0% Finance - £1,625 SAVING

1.2 Turbo 136 Griffin 5dr
OTR Price £24,570
0% Finance
x 1
Monthly from £206 | Deposit £4,914
Gearbox:
Manual
Fuel Type:
Petrol
Engine Size:
1.2L
CO2:
124 g/km
Standard Tax:
£200
More Details

MOKKA-PCH-£1,500 SAVING

1.2 Turbo 136 Griffin 5dr
£325 per month
£325 initial payment
x 1
Term 36 months | Annual Mileage 6,000 miles
Gearbox:
Manual
Fuel Type:
Petrol
Engine Size:
1.2L
CO2:
124 g/km
Standard Tax:
£200
More Details

VAUXHALL MOKKA HATCHBACK

1.2 Turbo Ultimate 5dr Auto
OTR Price £32,410
New Mokka Ultimate 1.2...
x 1
Monthly from £288 | Deposit £6,257 | APR Representative 0%
Gearbox:
Automatic
Fuel Type:
Petrol
Engine Size:
1.2L
CO2:
133 g/km
Standard Tax:
£200
More Details

VAUXHALL MOKKA HATCHBACK

1.2 Turbo Ultimate 5dr Auto
OTR Price £32,410
Mokka 1.2 Turbo Petrol...
x 1
Monthly from £288 | Deposit £6,257 | APR Representative 0%
Gearbox:
Automatic
Fuel Type:
Petrol
Engine Size:
1.2L
CO2:
133 g/km
Standard Tax:
£200
More Details

VAUXHALL MOKKA ELECTRIC HATCHBACK

115kW GS 54kWh 5dr Auto
OTR Price £35,755
Mokka Battery Electric...
x 1
Monthly from £336 | Deposit £6,985 | APR Representative 0%
Gearbox:
Automatic
Fuel Type:
Electric
Engine Size:
0.0L
CO2:
0 g/km
Standard Tax:
£200
More Details

Note: The images shown are for illustration purposes only and may not be an exact representation.

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Terms & Conditions | Privacy Policy | Cookie Policy | Site Map | Careers | Disclaimer

Copyright © 2026 Dobies Cumbria Motors Ltd. All Rights Reserved.
VAT Number - 847 9480 72 | Company Number - 05291685 | FCA Number - 688096

Finance Example: Peugeot - 308 1.6 Hybrid Allure Premium 5dr e-EAT8, Duration of Agreement 36 Months, Finance Product Personal Contract Purchase, Vehicle Price £25,950.00, Customer Deposit £6,000.00, Total Deposit £6,000.00, Balance to Finance £19,950.00, Total Charge For Credit £5,674.85, Total Amount Payable £31,624.85, Monthly Payments £420.71, Optional Final Payment £10,775.00, Contract Length 36 Months, APR 12.9% APR, Interest Rate (Fixed) 12.31%, Mileage per annum 10,000, Excess Mileage Charge 12.50ppm, Cash Price Inc VAT £25,950.00

Dobies Cumbria Motors Limited is authorised and regulated by the Financial Conduct Authority (FCA) (our registration number is 688096) as a credit broker who work with a panel of lenders to offer finance options to customers, however our primary business is to sell and repair vehicles. To be clear we are not a lender and do not offer advice or any recommendations, we only introduce you to a limited number of finance lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor and we may act in our own commercial interests. Our panel of Lenders include Dobies Cumbria Finance Ltd, Evolution Funding Ltd and Stellantis Financial Services Limited.

Unless we consider it to be inappropriate given your personal circumstances or for certain vehicles our approach is to introduce you to Dobies Cumbria Finance Ltd for used vehicles and Stellantis Financial Services Ltd for new cars. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required. Rate may vary from the original proposal depending on your credit score, the vehicle, the amount to borrow or the level of deposit.Registered Address: Dobies Business Park, Lillyhall West, Workington, Cumbria, CA14 4HX.

We try our hardest but errors do occur sometimes. All vehicle informstion, images and specification included may not be correct and are for illustration purposes only. The actual specification of a vehicle at the time of purchase may fiffer from that listed above and should be clarified at the time of your purchase. Any offers or prices are subject to change and do not constitute an offer to sell. Depending on the age of the vehicle, MPG and CO2 may be quoted using either NEDC or WLTP testing standards. Figures are provided for comparison purposes. Fuel consumption under real world driving conditions and the CO2 produced will depend upon a number of factors, including any accessories fitted after registration, variations in driving styles, weather conditions and vehicle load.

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